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Date: Tue, 24 Mar 2026 10:00:27 +0100
From: Vikas from Fintiba <friends@fintiba.com>
Reply-To: no-reply@fintiba.com
To: info@otec.edu.gh
Message-ID: <1774342826467.a2bf76b4-0f45-427f-9660-0e7d81ff6b40@bf04.eu1.hubspotemail.net>
Subject: =?utf-8?Q?How_the_Fintiba_Blocked_Account_?=
 =?utf-8?Q?works_=E2=80=94_Fast,_Easy_&_Reliable_=F0=9F=8F=A6?=
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 Content preview:  Fast setup and secure funds with Fintiba Blocked Account How
    the Fintiba Blocked Account works Fast, Easy & Reliable _ 
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------=_Part_3284249_904046997.1774342826876
Content-Type: text/plain; charset=utf-8
Content-Transfer-Encoding: quoted-printable

Fast setup and secure funds with Fintiba Blocked Account

How the Fintiba Blocked Account works

Fast, Easy & Reliable =F0=9F=8F=A6

Hi Salim, welcome back!

It=E2=80=99s Vikas, your Visa Expert. Now that you know why financial proof=
 matters and the required amount, let=E2=80=99s go deeper into the most pop=
ular option =E2=80=94 the Fintiba Blocked Account =E2=80=94 and how simple =
it is to use.

=F0=9F=94=90 What is a Blocked Account?

A blocked account (Sperrkonto) is a special German bank account required fo=
r many international students. You deposit the required amount upfront, and=
 after you arrive in Germany you receive a fixed monthly allowance (current=
ly =E2=82=AC992/month), ensuring you have steady funds for living costs.

=F0=9F=9A=80 Why the Fintiba Blocked Account is ideal

-

Officially approved: accepted by all German embassies and authorities.

-

Quick & online: open your account in minutes, only your passport and no pap=
erwork needed.

-

Instant blocking confirmation: pay with credit card and receive your visa d=
ocuments instantly.

-

Secure funds: deposit held in a German bank with full protection.

-

Easy management: track and control everything via the Fintiba app.

-

German IBAN: Euro account meets all official requirements.

-

Fast payouts: receive your monthly allowance immediately after arrival.

-

Transparent & cost=E2=80=91effective: clear fees, no hidden charges.

=F0=9F=93=9D How It Works =E2=80=94 Step by Step

- You register online with Fintiba and open your blocked account =E2=80=94 =
fully digital.
- You transfer the required funds to the account
-

Once the funds arrive, Fintiba issues the =E2=80=9Cblocking confirmation=E2=
=80=9D document you submit for your visa.

-

After you arrive in Germany, you set up your payouts to a regular bank acco=
unt so you can cover living costs.

OPEN ACCOUNT NOW
(https://mail.fintiba.com/e3t/Ctc/ZX+113/djTR--04/VWCSP66BgJR6W4GL-zl4BFpBf=
W2lg-cV5M0KqfN8hWs4K3prCCW7lCdLW6lZ3nwMqQ4B3vXSvbW8WxCbn5nkxKpW82bTr37BgxcD=
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1F6MHW9drY_-W9hdmkT53hGFYVStnSv2X0npWf1Bn2-j04 )

A clear system leads to a clear path. Your blocked account is the key that =
unlocks your visa readiness.

Vikas

Your Companion - The Visa Expert

facebook (https://mail.fintiba.com/e3t/Ctc/ZX+113/djTR--04/VWCSP66BgJR6W4GL=
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insta (https://mail.fintiba.com/e3t/Ctc/ZX+113/djTR--04/VWCSP66BgJR6W4GL-zl=
4BFpBfW2lg-cV5M0KqfN8hWs4K3prCCW7lCdLW6lZ3mNW6Yxq7q678VQ3W2rMSSv968y4_W5j9N=
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xing (https://mail.fintiba.com/e3t/Ctc/ZX+113/djTR--04/VWCSP66BgJR6W4GL-zl4=
BFpBfW2lg-cV5M0KqfN8hWs4K3prCCW7lCdLW6lZ3nnW4p8xGQ3ChGWhW7LVDR03CrggrVM2Fvc=
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MgTtYznLxLW5l6l3x7Bz2fQW55-_Vt7mcm0wW41b_Jb3JdHfwf2kb3gC04 )

youtube (https://mail.fintiba.com/e3t/Ctc/ZX+113/djTR--04/VWCSP66BgJR6W4GL-=
zl4BFpBfW2lg-cV5M0KqfN8hWs5j3prCCW8wLKSR6lZ3ngW6jVT4B74Q9_FVjxcwy2GcF-8N6Bj=
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hDH1W1C9wLN7xLSXSW5yxGBZ6TcvnPf3bNxpb04 )

With =F0=9F=92=9C from Frankfurt

Fintiba GmbH | Wilhelm-Leuschner-Stra=C3=9Fe 29 | 60329 Frankfurt a. M. | H=
essen | Deutschland | +49 69 204342620

Unsubscribe (https://mail.fintiba.com/hs/preferences-center/en/direct?data=
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" lang=3D"en">Fast setup and secure funds with Fintiba Blocked Account</div=
>
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ss=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" styl=
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ht: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_=
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an style=3D"color: #5a5a5a;"> </span></span></h1>
<h1 style=3D"margin:0; font-size:28px; color:#c962cc; line-height:125%"><sp=
an style=3D"color: #5a5a5a;">Fast, Easy &amp; Reliable =F0=9F=8F=A6</span><=
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      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
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break:break-word; padding:10px 20px"><div id=3D"hs_cos_wrapper_module_17603=
234001913" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_typ=
e_module" style=3D"color: inherit; font-size: inherit; line-height: inherit=
;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=
=3D"hs_cos_wrapper_module_17603234001913_" class=3D"hs_cos_wrapper hs_cos_w=
rapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-=
size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" d=
ata-hs-cos-type=3D"rich_text"><p style=3D"line-height:175%; font-weight:bol=
d"><span style=3D"font-family: Lato, Tahoma, sans-serif; color: #148498;">H=
i Salim, welcome back!&nbsp;</span></p>
<p data-start=3D"787" data-end=3D"934" style=3D"line-height:175%">It=E2=80=
=99s <strong data-start=3D"3633" data-end=3D"3661">Vikas, your Visa Expert.=
</strong> Now that you know why financial proof matters and the required am=
ount, let=E2=80=99s go deeper into the most popular option =E2=80=94 the <s=
trong data-start=3D"3784" data-end=3D"3811">Fintiba Blocked Account</strong=
> =E2=80=94 and how simple it is to use.</p></div></div></td></tr></tbody><=
/table>
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  <div id=3D"section_1763090220472" class=3D"hse-section" style=3D"padding-=
left:10px; padding-right:10px">
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      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#E6F4F7; padding-bottom:10px; pad=
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   =20
    <!--[if (mso)|(IE)]>
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=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#54575d; word-=
break:break-word; padding:10px 20px"><div id=3D"hs_cos_wrapper_module_17630=
902204631" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_typ=
e_module" style=3D"color: inherit; font-size: inherit; line-height: inherit=
;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=
=3D"hs_cos_wrapper_module_17630902204631_" class=3D"hs_cos_wrapper hs_cos_w=
rapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-=
size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" d=
ata-hs-cos-type=3D"rich_text"><h2 data-start=3D"3849" data-end=3D"3883" sty=
le=3D"margin:0; line-height:175%; font-size:22px; color:#0b82a0">=F0=9F=94=
=90 What is a Blocked Account?</h2>
<p data-start=3D"671" data-end=3D"897" style=3D"line-height:175%">A blocked=
 account (Sperrkonto) is a special German bank account required for many in=
ternational students. You deposit the required amount upfront, and after yo=
u arrive in Germany you receive a fixed monthly allowance (currently =E2=82=
=AC992/month), ensuring you have steady funds for living costs.&nbsp;</p></=
div></div></td></tr></tbody></table>
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  </div>
  <div id=3D"section_1761809206566" class=3D"hse-section" style=3D"padding-=
left:10px; padding-right:10px">
   =20
   =20
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#ffffff; padding-bottom:10px; pad=
ding-top:5px" bgcolor=3D"#ffffff">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#ffffff">
      <tr style=3D"background-color:#ffffff;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:600px;padding-bottom:10px; padding-top:=
5px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"600" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width:600px">
<![endif]-->
<div id=3D"column_1761809206566_0" class=3D"hse-column hse-size-12">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#54575d; word-=
break:break-word; padding:10px 20px"><div id=3D"hs_cos_wrapper_module_17618=
092065601" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_typ=
e_module" style=3D"color: inherit; font-size: inherit; line-height: inherit=
;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=
=3D"hs_cos_wrapper_module_17618092065601_" class=3D"hs_cos_wrapper hs_cos_w=
rapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-=
size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" d=
ata-hs-cos-type=3D"rich_text"><h2 data-start=3D"4218" data-end=3D"4266" sty=
le=3D"margin:0; line-height:175%; font-size:22px; color:#0b82a0">=F0=9F=9A=
=80 Why the Fintiba Blocked Account is ideal</h2>
<ul style=3D"line-height:175%">
<li data-start=3D"280" data-end=3D"358">
<p data-start=3D"282" data-end=3D"358" style=3D"line-height:175%"><strong d=
ata-start=3D"282" data-end=3D"305">Officially approved</strong>: accepted b=
y all German embassies and authorities.</p>
</li>
<li data-start=3D"359" data-end=3D"433">
<p data-start=3D"361" data-end=3D"433" style=3D"line-height:175%"><strong d=
ata-start=3D"361" data-end=3D"379">Quick &amp; online</strong>: open your a=
ccount in minutes, only your passport and no paperwork needed.</p>
</li>
<li data-start=3D"434" data-end=3D"551">
<p data-start=3D"436" data-end=3D"551" style=3D"line-height:175%"><strong d=
ata-start=3D"436" data-end=3D"460">Instant blocking&nbsp;confirmation</stro=
ng>: pay with credit card and receive your visa documents instantly.</p>
</li>
<li data-start=3D"552" data-end=3D"625">
<p data-start=3D"554" data-end=3D"625" style=3D"line-height:175%"><strong d=
ata-start=3D"554" data-end=3D"570">Secure funds</strong>: deposit held in a=
 German bank with full protection.</p>
</li>
<li data-start=3D"626" data-end=3D"700">
<p data-start=3D"628" data-end=3D"700" style=3D"line-height:175%"><strong d=
ata-start=3D"628" data-end=3D"647">Easy management</strong>: track and cont=
rol everything via the Fintiba app.</p>
</li>
<li data-start=3D"701" data-end=3D"767">
<p data-start=3D"703" data-end=3D"767" style=3D"line-height:175%"><strong d=
ata-start=3D"703" data-end=3D"718">German IBAN</strong>: Euro account meets=
 all official requirements.</p>
</li>
<li data-start=3D"768" data-end=3D"850">
<p data-start=3D"770" data-end=3D"850" style=3D"line-height:175%"><strong d=
ata-start=3D"770" data-end=3D"790">Fast payouts</strong>: receive your mont=
hly allowance immediately after arrival.</p>
</li>
<li data-start=3D"851" data-end=3D"919">
<p data-start=3D"853" data-end=3D"919" style=3D"line-height:175%"><strong d=
ata-start=3D"853" data-end=3D"885">Transparent &amp; cost=E2=80=91effective=
</strong>: clear fees, no hidden charges.</p>
</li>
</ul>
<ul data-start=3D"4268" data-end=3D"4938" style=3D"line-height:175%"></ul><=
/div></div></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section_1764224237126" class=3D"hse-section" style=3D"padding-=
left:10px; padding-right:10px">
   =20
   =20
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#E6F4F7; padding-bottom:10px; pad=
ding-top:5px" bgcolor=3D"#E6F4F7">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#E6F4F7">
      <tr style=3D"background-color:#E6F4F7;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"bottom" style=3D"width:600px;padding-bottom:10px; padding-t=
op:5px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"600" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width:600px">
<![endif]-->
<div id=3D"column_1764224237126_0" class=3D"hse-column hse-size-12" style=
=3D"vertical-align: bottom;">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#54575d; word-=
break:break-word; padding:10px 20px"><div id=3D"hs_cos_wrapper_module_17642=
242371171" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_typ=
e_module" style=3D"color: inherit; font-size: inherit; line-height: inherit=
;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=
=3D"hs_cos_wrapper_module_17642242371171_" class=3D"hs_cos_wrapper hs_cos_w=
rapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-=
size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" d=
ata-hs-cos-type=3D"rich_text"><h2 data-start=3D"3849" data-end=3D"3883" sty=
le=3D"margin:0; line-height:175%; font-size:22px; color:#0b82a0">=F0=9F=93=
=9D How It Works =E2=80=94 Step by Step</h2>
<ol style=3D"line-height:175%">
<li data-start=3D"2668" data-end=3D"2815">You register online with Fintiba =
and open your blocked account =E2=80=94 fully digital.&nbsp;</li>
<li data-start=3D"2668" data-end=3D"2815">You transfer the required funds t=
o the account</li>
<li data-start=3D"2816" data-end=3D"3036">
<p data-start=3D"2819" data-end=3D"3036" style=3D"line-height:175%">&nbsp;O=
nce the funds arrive, Fintiba issues the =E2=80=9Cblocking confirmation=E2=
=80=9D document you submit for your visa.</p>
</li>
<li data-start=3D"3037" data-end=3D"3361">
<p data-start=3D"3040" data-end=3D"3070" style=3D"line-height:175%">After y=
ou arrive in Germany, you set up your payouts to a regular bank account so =
you can cover living costs.</p>
</li>
</ol></div></div></td></tr></tbody></table>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D"fo=
nt-family:Lato, Tahoma, sans-serif; font-size:15px; color:#54575d; word-bre=
ak:break-word; padding:10px 20px"><div id=3D"hs_cos_wrapper_module_17642243=
761562" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_m=
odule" style=3D"color: inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><table alig=
n=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" style=3D"border-collapse:separate!important">
    <tbody><tr>
      <td align=3D"center" valign=3D"middle" bgcolor=3D"#0b82a0" style=3D"f=
ont-family:Lato, Tahoma, sans-serif; font-size:15px; color:#54575d; word-br=
eak:break-word; border-radius:8px; cursor:auto; background-color:#0b82a0; m=
so-padding-alt:12px 18px">
        <a href=3D"https://mail.fintiba.com/e3t/Ctc/ZX+113/djTR--04/VWCSP66=
BgJR6W4GL-zl4BFpBfW2lg-cV5M0KqfN8hWs503qgz0W7Y8-PT6lZ3lvW79VXrP7VbNDLW4w0Ly=
J8Gj_RZW5nJtPF1WBrcMW3H4vrQ3DfYQLW84pzsB7R8xY6W4W4XVq6XQY-PVcN9XM4yr0QlW4nm=
qtt7YQrgXVgQ6PG6ySr0LVBRjTz3QNshWN8gv6-3GYdb1W8NzBx15fKKXJW4RpqB21_qQbzW5yz=
8Jx6bd5gjVb26fZ2bRKJWW29YCdm2s_G-QW43Xlph2__yC7W5BMFRg3Z3ClcW4wb8Qc6PdRj5W2=
900065bR8DkW4hp5cB6-FTVdW1xfR4d8M2PF-N35dB-jdvgdXW9jbV7X44KhktN9d0bMHzQlLSW=
67lMdX64_BqqdZRnln04" target=3D"_blank" style=3D"color:#00a4bd; font-size:1=
6px; font-family:Trebuchet MS, sans-serif; Margin:0; text-transform:none; t=
ext-decoration:none; padding:12px 18px; display:block" data-hs-link-id=3D"0=
" data-hs-link-id-v2=3D"6TN8bPt5">
          <strong style=3D"color:#ffffff;font-weight:bold;text-decoration:n=
one;font-style:normal;">OPEN ACCOUNT NOW</strong>
        </a>
      </td>
    </tr>
  </tbody></table></div></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section_17642242240604" class=3D"hse-section" style=3D"padding=
-left:10px; padding-right:10px">
   =20
   =20
      <div class=3D"hse-column-container hse-no-stack-row" style=3D"min-wid=
th:280px; max-width:600px; margin:0 auto; border-collapse:separate; display=
:table; width:100%; background-color:#ffffff; padding-bottom:10px; padding-=
top:10px" bgcolor=3D"#ffffff">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" class=3D"hse-no-stack-row" width=3D"600=
" bgcolor=3D"#ffffff">
      <tr style=3D"background-color:#ffffff;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"middle" style=3D"width:200px;padding-bottom:10px; padding-t=
op:10px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"200" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width:200px">
<![endif]-->
<div id=3D"column-1764224224060-0" class=3D"hse-column hse-size-4 hse-no-st=
ack" style=3D"display:table-cell; max-width:200px; width:33.33%; vertical-a=
lign:middle">
  <div id=3D"hs_cos_wrapper_module_17642242240602" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: inherit; =
font-size: inherit; line-height: inherit;table-layout:fixed" data-hs-cos-ge=
neral-type=3D"widget" data-hs-cos-type=3D"module"><table class=3D"hse-image=
-wrapper" role=3D"presentation" width=3D"100%" cellpadding=3D"0" cellspacin=
g=3D"0">
  <tbody>
    <tr>
      <td align=3D"center" valign=3D"top" style=3D"font-family:Lato, Tahoma=
, sans-serif; color:#54575d; word-break:break-word; text-align:center; padd=
ing:10px 20px 30px; font-size:0px">
        <img alt=3D"Website Visuals" src=3D"https://mail.fintiba.com/hs-fs/=
hubfs/Website%20Visuals.png?width=3D320&amp;upscale=3Dtrue&amp;name=3DWebsi=
te%20Visuals.png" style=3D"outline:none; text-decoration:none; max-width:10=
0%; font-size:16px; border-radius:50%" width=3D"160" align=3D"middle">
      </td>
    </tr>
  </tbody>
</table></div>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
<!--[if (mso)|(IE)]>
  <td valign=3D"middle" style=3D"width:400px;padding-bottom:10px; padding-t=
op:10px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"400" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width:400px">
<![endif]-->
<div id=3D"column-1764224224060-1" class=3D"hse-column hse-size-8 hse-no-st=
ack" style=3D"display:table-cell; max-width:400px; width:66.66%; vertical-a=
lign:middle">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D"table-layout:fixed"><tbody><tr><td style=3D"f=
ont-family:Lato, Tahoma, sans-serif; font-size:15px; color:#54575d; word-br=
eak:break-word; padding:20px 20px 10px"><div id=3D"hs_cos_wrapper_module_17=
642242240603" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_=
type_module" style=3D"color: inherit; font-size: inherit; line-height: inhe=
rit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div =
id=3D"hs_cos_wrapper_module_17642242240603_" class=3D"hs_cos_wrapper hs_cos=
_wrapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: inherit; fon=
t-size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget"=
 data-hs-cos-type=3D"rich_text"><p data-start=3D"1665" data-end=3D"1733" st=
yle=3D"line-height:175%">A clear system leads to a clear path. Your blocked=
 account is the key that unlocks your visa readiness.</p>
<p style=3D"line-height:175%; font-weight:normal; text-align:left" align=3D=
"left"><em>&nbsp;</em></p>
<p style=3D"line-height:175%; font-weight:bold; text-align:left" align=3D"l=
eft"><span style=3D"color: #000000;">Vikas</span></p>
<p style=3D"line-height:175%; font-weight:normal; text-align:left" align=3D=
"left"><span style=3D"color: #0b82a0;"><em>Your Companion - The Visa Expert=
&nbsp;</em></span></p></div></div></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section-5" class=3D"hse-section" style=3D"padding-left:10px; p=
adding-right:10px">
   =20
   =20
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#0b82a0" bgcolor=3D"#0b82a0">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#0b82a0">
      <tr style=3D"background-color:#0b82a0;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:150px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"150" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width:150px">
<![endif]-->
<div id=3D"column-5-0" class=3D"hse-column hse-size-3">
  <div id=3D"hs_cos_wrapper_module-5-0-0" class=3D"hs_cos_wrapper hs_cos_wr=
apper_widget hs_cos_wrapper_type_module" style=3D"color: inherit; font-size=
: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-=
hs-cos-type=3D"module"><table class=3D"hse-image-wrapper" role=3D"presentat=
ion" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0">
  <tbody>
    <tr>
      <td class=3D"hs_padded" align=3D"center" valign=3D"top" style=3D"font=
-family:Lato, Tahoma, sans-serif; color:#54575d; word-break:break-word; tex=
t-align:center; padding:10px 20px; font-size:0px">
        <a href=3D"https://mail.fintiba.com/e3t/Ctc/ZX+113/djTR--04/VWCSP66=
BgJR6W4GL-zl4BFpBfW2lg-cV5M0KqfN8hWs503qgz0W7Y8-PT6lZ3lpW4T2hx-4wxxFQW4Pmkn=
28Dt6QHW5V3mCj4wM4f3W3tzvJ52r47vNN742B1FFZlX8W4g_qz33G2tm8W8vYzzb6J3DXpN5sC=
nbJYblmbW8qYFR52sFD15N67B8ZyHcMhgW6hv0Mm7y9nLGW5-w7Nn6vYFvVW1Q1FDh86Yv1HW6r=
fVB171wBfWW48yTKq1JmPy1W603Njz2tqC6gW5Rw3_J6dWxvWW67pWD22clYNwW13DR6n11JNGB=
W1mjyfc7nqR97W1mLB4X6jHkJFW28D5ZG5Dw3ykVwSHXY5LLS0QF5Ysr0NZ49hW93z7FN6BDcr0=
W8G-C4W25Sv-kf58Kkjd04" target=3D"_blank" style=3D"color:#00a4bd" data-hs-l=
ink-id=3D"0" data-hs-link-id-v2=3D"iHGCwkZO">
        <img alt=3D"facebook" src=3D"https://mail.fintiba.com/hs-fs/hubfs/f=
acebook.png?width=3D60&amp;upscale=3Dtrue&amp;name=3Dfacebook.png" style=3D=
"outline:none; text-decoration:none; border:none; max-width:100%; font-size=
:16px" width=3D"30" align=3D"middle">
        </a>
      </td>
    </tr>
  </tbody>
</table></div>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
<!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:150px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"150" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width:150px">
<![endif]-->
<div id=3D"column-5-1" class=3D"hse-column hse-size-3">
  <div id=3D"hs_cos_wrapper_module-5-1-0" class=3D"hs_cos_wrapper hs_cos_wr=
apper_widget hs_cos_wrapper_type_module" style=3D"color: inherit; font-size=
: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-=
hs-cos-type=3D"module"><table class=3D"hse-image-wrapper" role=3D"presentat=
ion" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0">
  <tbody>
    <tr>
      <td class=3D"hs_padded" align=3D"center" valign=3D"top" style=3D"font=
-family:Lato, Tahoma, sans-serif; color:#54575d; word-break:break-word; tex=
t-align:center; padding:10px 20px; font-size:0px">
        <a href=3D"https://mail.fintiba.com/e3t/Ctc/ZX+113/djTR--04/VWCSP66=
BgJR6W4GL-zl4BFpBfW2lg-cV5M0KqfN8hWs503qgz0W7Y8-PT6lZ3mTW31VrWV4XscyhW6_h85=
C50FPpGW8KwPL46wthbzVgM_dL7G5msPW1Q0syk4W9gF6W6QqG4k5WQGv9W2Wxm_t7vjwPtW6RM=
lY57dKt3zW5KBCYk9dP23NN49q3rlk1M5XW4Vr05G7fm3jBW6cTzRG6hMDDGW6Pw94w1wk_6WW8=
1q6rh59fV8-N6V-_sKMC0lMW2656B76gHby_N40vLdrPh4CqW18DS0_3cnz91W9ckPhD5ZTSYxW=
7TxBmb7nqXqKW2TDs_b5ZyBXnW9hg0Q891TGCLW5c7Pv68QkrQQW7W87Zc7Sjd-fW8GdqQF1hXK=
R7W20tbNm804s7_f1Yq7YM04" target=3D"_blank" style=3D"color:#00a4bd" data-hs=
-link-id=3D"0" data-hs-link-id-v2=3D"7K/VO5TO">
        <img alt=3D"insta" src=3D"https://mail.fintiba.com/hs-fs/hubfs/inst=
a.png?width=3D60&amp;upscale=3Dtrue&amp;name=3Dinsta.png" style=3D"outline:=
none; text-decoration:none; border:none; max-width:100%; font-size:16px" wi=
dth=3D"30" align=3D"middle">
        </a>
      </td>
    </tr>
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