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Envelope-to: info@otec.edu.gh
Delivery-date: Fri, 10 Apr 2026 09:00:52 +0000
Date: Fri, 10 Apr 2026 11:00:10 +0200
From: Vikas from Fintiba <friends@fintiba.com>
Reply-To: no-reply@fintiba.com
To: info@otec.edu.gh
Message-ID: <1775811608128.7cbcb948-d6db-44fc-a659-eb0366bc9ee0@bf04.eu1.hubspotemail.net>
Subject: =?utf-8?Q?Health_insurance_requirements_for_visa=C2=A0?=
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Most students don=E2=80=99t realize it, but choosing the wrong type of insu=
rance is one of the most common reasons for delays...

Health insurance requirements for visa

Private vs. Public insurance

Hi Salim,

Most students don=E2=80=99t realise it, but choosing the wrong type of insu=
rance is one of the most common reasons for visa delays or even rejections.

Here is what you need to know:

=F0=9F=94=B0 Public health insurance

=E2=9C=94=EF=B8=8F If you are under 30 this will be the right insurance for=
 you

=E2=9C=94=EF=B8=8F Covers all the medical care you need, from doctor visits=
 to essential treatments

=E2=9C=94=EF=B8=8F Needed for your visa: don=E2=80=99t forget to have it al=
ongside your travel health insurance

=F0=9F=94=B0 Private health insurance

=E2=9C=94=EF=B8=8F If you=E2=80=99re over 30, this is the insurance you=E2=
=80=99ll need to study in Germany.

=E2=9C=94=EF=B8=8F If you are in preparatory programs, Studienkolleg, or la=
nguage courses, you also need this insurance

=E2=9C=94=EF=B8=8F Required for your visa as well as the travel insurance

=E2=9D=97=EF=B8=8FAfter your Studienkolleg or a language/preparatory course=
, you will be able to switch to public insurance and enrol at your universi=
ty in Germany.

Simplify your visa with Fintiba Plus - all in one package =E2=9C=94=EF=B8=
=8F

GET FINTIBA PLUS
(https://mail.fintiba.com/e3t/Ctc/ZX+113/djTR--04/VWk1wc2GKN3zN9dvXyt6Kpt-W=
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=E2=9C=94=EF=B8=8F Compare your options and get the best coverage for your =
student life

What is the right insurance for a visa and enrollment? (https://mail.fintib=
a.com/e3t/Ctc/ZX+113/djTR--04/VWk1wc2GKN3zN9dvXyt6Kpt-W89-nNw5MJ7-YN2lhp263=
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f7NdNHn04 ) - Choose the right options and compare the types to avoid delay=
s

Health insurance for Studienkolleg and Uni Students (https://mail.fintiba.c=
om/e3t/Ctc/ZX+113/djTR--04/VWk1wc2GKN3zN9dvXyt6Kpt-W89-nNw5MJ7-YN2lhp263prC=
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qBK04 )   - Find out what is the right choice for your case

Stay tuned for more insights to help you plan your move with confidence.

Vikas

Your Companion - The Visa Expert

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oothing:grayscale}
table{border-spacing:0;mso-table-lspace:0;mso-table-rspace:0}table,td{borde=
r-collapse:collapse}
img{-ms-interpolation-mode:bicubic}p,a,li,td,blockquote{mso-line-height-rul=
e:exactly}
.ShadowHTML p,.sh-modified-inline p{margin:0}</style></head>
  <body id=3D"hs_body" bgcolor=3D"#f4f4f4" style=3D"margin:0 !important; pa=
dding:0 !important; font-family:Lato, Tahoma, sans-serif; font-size:15px; c=
olor:#54575d; word-break:break-word">
    <div id=3D"preview_text" style=3D"display:none;font-size:1px;color:#f4f=
4f4;line-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;=
" lang=3D"en">Most students don=E2=80=99t realize it, but choosing the wron=
g type of insurance is one of the most common reasons for delays...</div>
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    <div class=3D"hse-body-background" lang=3D"en" style=3D"background-colo=
r:#f4f4f4" bgcolor=3D"#f4f4f4">
      <table role=3D"presentation" class=3D"hse-body-wrapper-table" cellpad=
ding=3D"0" cellspacing=3D"0" style=3D"margin:0; padding:0; width:100% !impo=
rtant; min-width:320px !important; height:100% !important" width=3D"100%" h=
eight=3D"100%">
        <tbody><tr>
          <td class=3D"hse-body-wrapper-td" valign=3D"top" style=3D"font-fa=
mily:Lato, Tahoma, sans-serif; font-size:15px; color:#54575d; word-break:br=
eak-word; padding-top:20px; padding-bottom:20px">
            <div id=3D"hs_cos_wrapper_main" class=3D"hs_cos_wrapper hs_cos_=
wrapper_widget hs_cos_wrapper_type_dnd_area" style=3D"color: inherit; font-=
size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" d=
ata-hs-cos-type=3D"dnd_area">  <div id=3D"section-0" class=3D"hse-section h=
se-section-first" style=3D"padding-left:10px; padding-right:10px">
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      <div class=3D"hse-column-container hse-no-stack-row" style=3D"min-wid=
th:280px; max-width:600px; margin:0 auto; border-collapse:separate; display=
:table; width:100%; background-color:#f4f4f4; padding-bottom:10px; padding-=
top:10px" bgcolor=3D"#f4f4f4">
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<div id=3D"column-0-0" class=3D"hse-column hse-size-12 hse-no-stack" style=
=3D"display:table-cell; vertical-align:top; max-width:600px; width:100%">
  <div id=3D"hs_cos_wrapper_module-0-0-0" class=3D"hs_cos_wrapper hs_cos_wr=
apper_widget hs_cos_wrapper_type_module" style=3D"color: inherit; font-size=
: inherit; line-height: inherit;table-layout:fixed" data-hs-cos-general-typ=
e=3D"widget" data-hs-cos-type=3D"module"><table class=3D"hse-image-wrapper"=
 role=3D"presentation" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0">
  <tbody>
    <tr>
      <td align=3D"left" valign=3D"top" style=3D"font-family:Lato, Tahoma, =
sans-serif; color:#54575d; word-break:break-word; text-align:left; padding:=
10px 20px; font-size:0px">
        <img alt=3D"fintiba_logo_colour2" src=3D"https://mail.fintiba.com/h=
s-fs/hubfs/fintiba_logo_colour2.png?width=3D266&amp;upscale=3Dtrue&amp;name=
=3Dfintiba_logo_colour2.png" style=3D"outline:none; text-decoration:none; m=
ax-width:100%; font-size:16px" width=3D"133" align=3D"middle">
      </td>
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</table></div>
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  </div>
  <div id=3D"section-1" class=3D"hse-section" style=3D"padding-left:10px; p=
adding-right:10px">
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      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#ffffff; padding-bottom:5px; padd=
ing-top:5px" bgcolor=3D"#ffffff">
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<div id=3D"column-1-0" class=3D"hse-column hse-size-12">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#54575d; word-=
break:break-word; padding:20px"><div id=3D"hs_cos_wrapper_module-1-0-0" cla=
ss=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" styl=
e=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-cos=
-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_wrap=
per_module-1-0-0_" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wra=
pper_type_rich_text" style=3D"color: inherit; font-size: inherit; line-heig=
ht: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_=
text"><h1 style=3D"margin:0; font-size:28px; color:#c962cc; line-height:125=
%"><span style=3D"color: #148498;">Health insurance requirements for visa<b=
r><span style=3D"color: #5a5a5a;">Private vs. Public insurance</span></span=
></h1></div></div></td></tr></tbody></table>
</div>


    
    </div>
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  </div>
  <div id=3D"section-2" class=3D"hse-section" style=3D"padding-left:10px; p=
adding-right:10px">
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      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#ffffff" bgcolor=3D"#ffffff">
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<div id=3D"column-2-0" class=3D"hse-column hse-size-12">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#54575d; word-=
break:break-word; padding:10px 20px"><div id=3D"hs_cos_wrapper_module-2-0-0=
" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module"=
 style=3D"color: inherit; font-size: inherit; line-height: inherit;" data-h=
s-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><table role=3D"no=
ne" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"vertical-alig=
n:top" width=3D"100%">
  <tbody><tr>
    <td align=3D"center" style=3D"font-family:Lato, Tahoma, sans-serif; col=
or:#54575d; font-size:0; word-break:break-word">
      <p style=3D"font-size:1px;border-top:4px solid #0b82a0;width:100%;mar=
gin:0 auto;"></p>
      
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</tbody></table></div></td></tr></tbody></table>
</div>


    
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  <div id=3D"section_1760323400194" class=3D"hse-section" style=3D"padding-=
left:10px; padding-right:10px">
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      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#ffffff; padding-bottom:10px; pad=
ding-top:5px" bgcolor=3D"#ffffff">
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<div id=3D"column_1760323400194_0" class=3D"hse-column hse-size-12" style=
=3D"vertical-align: bottom;">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#54575d; word-=
break:break-word; padding:10px 20px"><div id=3D"hs_cos_wrapper_module_17603=
234001913" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_typ=
e_module" style=3D"color: inherit; font-size: inherit; line-height: inherit=
;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=
=3D"hs_cos_wrapper_module_17603234001913_" class=3D"hs_cos_wrapper hs_cos_w=
rapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-=
size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" d=
ata-hs-cos-type=3D"rich_text"><p style=3D"line-height:175%"><span style=3D"=
font-family: Lato, Tahoma, sans-serif;">Hi Salim,</span></p>
<p data-start=3D"787" data-end=3D"934" style=3D"line-height:175%">Most stud=
ents don=E2=80=99t realise it, but choosing the wrong type of insurance is =
one of the <span style=3D"font-weight: bold; color: #148498;">most common r=
easons for&nbsp;</span><span style=3D"box-sizing: border-box; margin: 0px; =
padding: 0px;"><strong><span style=3D"color: #148498;">visa delays</span></=
strong>&nbsp;or even rejections</span>.</p>
<p data-start=3D"787" data-end=3D"934" style=3D"line-height:175%">Here is w=
hat you need to know:</p></div></div></td></tr></tbody></table>
</div>


    
    </div>
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  </div>
  <div id=3D"section_1765294136732" class=3D"hse-section" style=3D"padding-=
left:10px; padding-right:10px">
   =20
   =20
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#ffffff" bgcolor=3D"#ffffff">
   =20
    
    

<div id=3D"column_1765294136732_0" class=3D"hse-column hse-size-6">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#54575d; word-=
break:break-word; padding:10px 20px"><div id=3D"hs_cos_wrapper_module_17652=
941426501" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_typ=
e_module" style=3D"color: inherit; font-size: inherit; line-height: inherit=
;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=
=3D"hs_cos_wrapper_module_17652941426501_" class=3D"hs_cos_wrapper hs_cos_w=
rapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-=
size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" d=
ata-hs-cos-type=3D"rich_text"><h2 style=3D"margin:0; line-height:175%; font=
-size:22px; color:#0b82a0"><span style=3D"color: #148498;">=F0=9F=94=B0<spa=
n style=3D"font-size: 20px;"> Public health insurance</span></span></h2>
<p style=3D"line-height:175%; font-weight:normal" data-start=3D"77" data-en=
d=3D"184">=E2=9C=94=EF=B8=8F If you are <span style=3D"font-weight: bold; c=
olor: #148498;">under 30</span>&nbsp;this will be the right insurance for y=
ou</p>
<p style=3D"line-height:175%; font-weight:normal" data-start=3D"77" data-en=
d=3D"184">=E2=9C=94=EF=B8=8F Covers all the medical care you need, from doc=
tor visits to essential treatments</p>
<p data-start=3D"278" data-end=3D"370" style=3D"line-height:175%"><span sty=
le=3D"font-weight: normal;">=E2=9C=94=EF=B8=8F Needed for your visa: don=E2=
=80=99t forget to have it alongside your travel health insurance</span></p>=
</div></div></td></tr></tbody></table>
</div>




<div id=3D"column_1765294136732_1" class=3D"hse-column hse-size-6">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#54575d; word-=
break:break-word; padding:10px 20px"><div id=3D"hs_cos_wrapper_module_17652=
941945052" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_typ=
e_module" style=3D"color: inherit; font-size: inherit; line-height: inherit=
;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=
=3D"hs_cos_wrapper_module_17652941945052_" class=3D"hs_cos_wrapper hs_cos_w=
rapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-=
size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" d=
ata-hs-cos-type=3D"rich_text"><h2 style=3D"margin:0; line-height:175%; font=
-size:22px; color:#0b82a0"><span style=3D"color: #148498;">=F0=9F=94=B0 <sp=
an style=3D"font-size: 20px;">Private health insurance</span></span></h2>
<p style=3D"line-height:175%; font-weight:normal" data-start=3D"81" data-en=
d=3D"161">=E2=9C=94=EF=B8=8F If you=E2=80=99re <span style=3D"color: #14849=
8; font-weight: bold;">over 30,</span> this is the insurance you=E2=80=99ll=
 need to study in Germany.</p>
<p style=3D"line-height:175%; font-weight:normal" data-start=3D"164" data-e=
nd=3D"277">=E2=9C=94=EF=B8=8F If you are&nbsp;in <span style=3D"font-weight=
: bold;"><span style=3D"color: #148498;">preparatory programs, Studienkolle=
g</span></span>, or <span style=3D"font-weight: bold; color: #148498;">lang=
uage courses</span><span style=3D"box-sizing: border-box; margin: 0px; padd=
ing: 0px;"><strong><span style=3D"color: #148498;">,</span></strong></span>=
&nbsp;you also need this insurance</p>
<p style=3D"line-height:175%; font-weight:normal" data-start=3D"280" data-e=
nd=3D"373">=E2=9C=94=EF=B8=8F Required for your visa as well as the travel =
insurance</p></div></div></td></tr></tbody></table>
</div>


    
    </div>
  =20
  </div>
  <div id=3D"section_1764931308350" class=3D"hse-section" style=3D"padding-=
left:10px; padding-right:10px">
   =20
   =20
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#E6F4F7; padding-bottom:10px; pad=
ding-top:5px" bgcolor=3D"#E6F4F7">
   =20
    
    

<div id=3D"column_1764931308350_0" class=3D"hse-column hse-size-12" style=
=3D"vertical-align: bottom;">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#54575d; word-=
break:break-word; padding:10px 20px"><div id=3D"hs_cos_wrapper_module_17649=
313083302" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_typ=
e_module" style=3D"color: inherit; font-size: inherit; line-height: inherit=
;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=
=3D"hs_cos_wrapper_module_17649313083302_" class=3D"hs_cos_wrapper hs_cos_w=
rapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-=
size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" d=
ata-hs-cos-type=3D"rich_text"><p data-pm-slice=3D"0 0 []" style=3D"line-hei=
ght:175%">=E2=9D=97=EF=B8=8F<span style=3D"font-weight: bold;">After </span=
><span style=3D"font-weight: normal;">your Studienkolleg </span>or a langua=
ge/preparatory course, you will be able to switch to public insurance and e=
nrol at your university in Germany.</p></div></div></td></tr></tbody></tabl=
e>
</div>


    
    </div>
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  </div>
  <div id=3D"section_17652940958375" class=3D"hse-section" style=3D"padding=
-left:10px; padding-right:10px">
   =20
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      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#ffffff; padding-bottom:30px; pad=
ding-top:5px" bgcolor=3D"#ffffff">
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<div id=3D"column-1765294095837-0" class=3D"hse-column hse-size-6">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Lato, Tahoma, sans-serif; font-size:15px; color:#54575d; word-=
break:break-word; padding:30px 20px 10px"><div id=3D"hs_cos_wrapper_module_=
17652940958372" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrappe=
r_type_module" style=3D"color: inherit; font-size: inherit; line-height: in=
herit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><di=
v id=3D"hs_cos_wrapper_module_17652940958372_" class=3D"hs_cos_wrapper hs_c=
os_wrapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: inherit; f=
ont-size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widge=
t" data-hs-cos-type=3D"rich_text"><h2 style=3D"margin:0; color:#0b82a0; fon=
t-size:18px; line-height:175%"><span style=3D"color: #5a5a5a;"><span style=
=3D"color: #148498;"><span style=3D"caret-color: #148498;"><span style=3D"c=
olor: #5a5a5a;">Simplify your visa with Fintiba Plus - all in one package =
=E2=9C=94=EF=B8=8F</span></span></span></span></h2>
<p style=3D"line-height:175%; text-align:left; font-weight:normal" align=3D=
"left"><span style=3D"color: #5a5a5a; font-size: 18px;"><span style=3D"colo=
r: #148498;"><span style=3D"caret-color: #148498;"><span style=3D"color: #5=
a5a5a;">&nbsp;</span></span></span></span></p></div></div></td></tr></tbody=
></table>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D"fo=
nt-family:Lato, Tahoma, sans-serif; font-size:15px; color:#54575d; word-bre=
ak:break-word; padding:10px 20px"><div id=3D"hs_cos_wrapper_module_17652940=
958373" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_m=
odule" style=3D"color: inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><table alig=
n=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" style=3D"border-collapse:separate!important">
    <tbody><tr>
      <td align=3D"center" valign=3D"middle" bgcolor=3D"#0b82a0" style=3D"f=
ont-family:Lato, Tahoma, sans-serif; font-size:15px; color:#54575d; word-br=
eak:break-word; border-radius:8px; cursor:auto; background-color:#0b82a0; m=
so-padding-alt:12px 18px">
        <a href=3D"https://mail.fintiba.com/e3t/Ctc/ZX+113/djTR--04/VWk1wc2=
GKN3zN9dvXyt6Kpt-W89-nNw5MJ7-YN2lhp263qgz0W8wLKSR6lZ3m0W89ySYQ2z23KDW24rJKK=
6lR48ZW4K-70p7X0XGRW2G2VGH88sjv7W8LLd8Z5Xh4fRW4DnkHC7JQ10BW12ZnQJ4WVl2CW30y=
dVj82DGwWW2SwB_h8sb5svW4wygmX54ST3WW1SP3Cm3Cp_ypW6q11R06zv-37W6HG3444qkdvJW=
4Dkd3W1vHQ_DW2h3dSX2qypcmW29mQX-2f3GZfW2875xs5QCmdYN7GNH2WGjgw1W7dLvcz8HxD-=
tW76DW-11t_l1TW5fk5r95mJMRVW7PMpVd3jMBYPW80-Bk11KGWFnN78D09R8ZQ_BW2PKmy-1KP=
GRGW21yhW34J0X22N4S5YWTPg4FJW853ZbW8rKFFdf5YF91q04" target=3D"_blank" style=
=3D"color:#00a4bd; font-size:16px; font-family:Trebuchet MS, sans-serif; Ma=
rgin:0; text-transform:none; text-decoration:none; padding:12px 18px; displ=
ay:block" data-hs-link-id=3D"0" data-hs-link-id-v2=3D"6WALItkv">
          <strong style=3D"color:#ffffff;font-weight:bold;text-decoration:n=
one;font-style:normal;">GET FINTIBA PLUS</strong>
        </a>
      </td>
    </tr>
  </tbody></table></div></td></tr></tbody></table>
</div>




<div id=3D"column-1765294095837-1" class=3D"hse-column hse-size-6">
  <div id=3D"hs_cos_wrapper_module_17652940958374" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: inherit; =
font-size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widg=
et" data-hs-cos-type=3D"module"><table class=3D"hse-image-wrapper" role=3D"=
presentation" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0">
  <tbody>
    <tr>
      <td class=3D"hs_padded" align=3D"center" valign=3D"top" style=3D"font=
-family:Lato, Tahoma, sans-serif; color:#54575d; word-break:break-word; tex=
t-align:center; padding:10px 20px; font-size:0px">
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k-id-v2=3D"cWksTCfK">
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size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" d=
ata-hs-cos-type=3D"rich_text"><h3 style=3D"font-size:17px; margin:0; line-h=
eight:175%"><span style=3D"color: #148498;">=E2=9C=94=EF=B8=8F Compare your=
 options and get the best coverage for your student life</span></h3></div><=
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size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" d=
ata-hs-cos-type=3D"rich_text"><p data-start=3D"671" data-end=3D"897" style=
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TR--04/VWk1wc2GKN3zN9dvXyt6Kpt-W89-nNw5MJ7-YN2lhp263qgz0W8wLKSR6lZ3k_W3XjBB=
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J_b3Np6kdW8jT4jG1Zx-T6W1hXDkg2Dr_F_W7B5lN22YCxSbW7y5qRW2GqYFnW5s5qRx7d6ZgfW=
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s-link-id-v2=3D"/830twmS" target=3D"_blank">What is the right insurance for=
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arget=3D"_blank">Health insurance for Studienkolleg and Uni Students</a>&nb=
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